Know where every rand went.
Where the money came from, where it went, and what to do about it.
From R2,950 (US$190). The report within 5 working days of complete statements.
What the review gives you.
The Lockhart Cashflow Review reads your business bank statements and shows where the money came from, where it went, what is leaking and what to do about it.
An A4 report, a version to read on a phone, a four-page summary, and a spreadsheet of every transaction.
- Where the money came from, and where it went
- The leaks
- Bank fees, forgotten debit orders, cash and unusual payments.
- What to do
- Three to five actions, each with its rand value.
From the sample report
-
Where the money came from. On a phone.
-
Where the money went. From the A4 report.
-
Fees and leaks. On a phone.
-
Unusual payments. From the A4 report.
Sample report for a made-up business.
How it works
-
Send your statements
Upload your business bank statements, as PDFs, through the Lockhart client portal.
-
Luke checks they balance
He reads every statement, checks it balances to the cent against the bank’s own balances, and sorts every line. Nothing is produced from statements that do not balance, and every figure is computed by code.
-
Your report
Within 5 working days of complete statements.
Monthly Books & Reports
The books and the reports, every month, from your bank statements. Within 3 working days of each month-end.
R5,950 a month (US$380 a month) for one company, up to 3 bank accounts.
Ask about Monthly Books & ReportsBuilt and running every month for a group of two companies, agreeing with the bank to the cent at every month-end.
The books
Profit and loss by month, this year against last year, the trial balance and the general ledger.
A management report
For the month and for the year to date.
A card spend report
By card and by person.
A journal file for your accountant
Ready to import into Sage Pastel.
For a group of companies
A group view, with the trading between the companies taken out.
Cash basis, from your bank statements. Your accountant still does your tax, VAT and annual financial statements, and can import the journal file into Sage Pastel.
Prices
No VAT is added. Lockhart is not VAT-registered, so every price is final.
One-off review
Within 5 working days of complete statements. Paid upfront in full. A full refund if your statements cannot be read.
| Service | Covers | Rand | US dollars |
|---|---|---|---|
| Three-month review | 1 bank account | R2,950 | US$190 |
| Twelve-month review | Up to 3 bank accounts | R4,950 | US$320 |
Every month
Within 3 working days of each month-end. Paid monthly in advance. 30 days’ notice to cancel.
| Service | Covers | Rand | US dollars |
|---|---|---|---|
| Monthly Cashflow ReportThe Cashflow Review report, made for each month: where the money came from, where it went, the leaks, and the actions with their rand value. | Up to 3 bank accounts | R2,950 a month | US$190 a month |
| Monthly Books & ReportsThe books and the reports for each month. | One company, up to 3 bank accounts | R5,950 a month | US$380 a month |
| Each further company in a group | R2,950 a month | US$190 a month | |
| Each extra bank account | R500 a month | US$30 a month |
Who it is for
- An owner who wants to see where the money went over the last three or twelve months.
- A business that wants its books and reports every month, while its accountant keeps the tax, VAT and annual financial statements.
- A group of companies that wants one view of the group, with the trading between the companies taken out.
Your bank statements
- You upload them through the Lockhart client portal, and sign in with a code sent to your email. There is no password.
- Files are removed from the portal once they are downloaded.
- Your statements are deleted 30 days after the report is delivered.
Cashflow Review questions
Question not here? WhatsApp Luke and he’ll answer it himself.
Which banks does it work with?
Send PDF statements from your bank. If they cannot be read, you get a full refund.
Is my data safe?
You upload your statements through the Lockhart client portal, and sign in with a code sent to your email. There is no password.
Files are removed from the portal once they are downloaded, and your statements are deleted 30 days after the report is delivered. How bank statements are handled
Does this replace my accountant?
No. Your accountant still does your tax, VAT and annual financial statements. The review and the monthly books are on a cash basis, from your bank statements, and Monthly Books & Reports includes a journal file your accountant can import into Sage Pastel.
What if my statements don’t balance?
Luke shows you exactly which statement, page or line is missing or wrong, and asks you for it. Nothing is produced until every statement balances to the cent against the bank’s own balances.
If the statements still cannot be read, you get a full refund.
Start with three months of statements.
The three-month review is R2,950 (US$190), paid upfront, with a full refund if your statements cannot be read.